Resource Center Frequently Asked Questions
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Why should I get pre-qualified?
First of all it’s easy to fill out the AAC online credit application.  And once you are pre-qualified you can walk into a dealership knowing how much you can afford.  When shopping for a used car a pre-qualification also means that most of the paperwork has gotten started so it speeds up the time it takes to purchase a car.

Does doing business with AAC really help build my credit?
Financing a used car can be one of the biggest purchases most people make.  Therefore, many lending institutions look very closely at automobile loans to verify your credit standing. We understand that it is in our customers’ best interest to build or establish a good credit rating.  At AAC, your payment history will automatically be reported to the three major credit agencies: Equifax, TransUnion, and Experian.  Click here to fill out a used car financing application today.

What type of customer does AAC typically finance?
AAC assists car buyers in all types of financial situations including:                  

  • Perfect credit
  • Less than perfect credit
  • First-time car buyers
  • Individuals with limited credit histories
  • Repossessions
  • Bankruptcies
  • Self-employed

Additional Financing Tips
Financing Tips
Financing Basics
Glossary of Financing Terms

 

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