Automobile Acceptance Corporation

What is AAC?
AAC is a Georgia-based sales finance company that provides indirect auto financing for car buyers with all types of credit. Our financial solutions are designed to address the needs of customers with good credit as well as those with charged off accounts, repossessions and bankruptcies.

What types of dealers are eligible for AAC's programs?
AAC works with all types of independent and franchise dealerships.

How fast can I expect a call back on submitted applications?
If all information is provided at the time of submittal, you can expect an answer within one hour.

How does AAC use credit scores in the application process?
We use a variety of credit scoring methodologies to evaluate each application that is submitted. Our system is not completely supported by Beacon scores. We take a common sense approach to evaluating credit. Our financing programs provide a high rate of approvals for all types of non-prime credit situations.

How do I know I have all of the proper paperwork to be submitted?
In order to get a loan processed quickly we suggest asking your dealer representative for a copy of our funding checklist.